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Table 3 shows that most borrowers would appear to need at least $1,500 in household income to be able to demonstrate an ability to make a $230 monthly payment, payday loans direct lenders only in Arkansas.
The Bureau has not determined whether, as a general rule, it is an unfair or abusive practice for any lender to make a loan without making such a determination.
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Mark Leyes, spokesman for the Department of Corporations, said the clear limits on the industry, combined with the regular audits of state-licensed payday lenders, amount to robust regulatory oversight.
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12 October 2015
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11 October 2015
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18 March 2016
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